Private finance · England

Plans written for the life you already lead

Wrenfield Private Finance gives UK financial advice and consulting in plain English — pensions, ISAs, protection and inheritance decisions — from our practice in High Cormier.

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Two people discussing papers across a meeting table

Meetings in High Cormier or by video — fee-agreed before any recommendation.

Flagship consultation

Comprehensive Financial Planning

A structured review of income, spending, pensions, investments and protection, followed by a written plan you can work through over the next twelve months — without discretionary dealing or product sales theatre.

From £1,850 for a typical engagement. Suitable for individuals and couples who want a joined-up view before larger decisions.

Read what is included

Desk with notebook, charts and coffee during a planning session

Related consultations

Advice when a single question needs depth

Not every client needs a full plan. These focused consultations sit alongside our flagship work.

Notebook with retirement planning notes beside a calculator

Retirement Income Planning

Map how defined contribution pots, final salary income and State Pension fit together so withdrawals feel deliberate rather than improvised.

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Stock market charts printed on paper next to a pen

Investment Portfolio Review

An independent look at existing ISA, GIA and pension holdings — costs, risk match and whether the mix still suits your aims.

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Legal documents and fountain pen on a wooden desk

Inheritance & Estate Planning Advice

Guidance on how pensions, gifts and lifetime transfers interact with inheritance tax — working alongside your solicitor where needed.

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Person reviewing insurance policy paperwork

Protection Planning Review

Check whether life cover, critical illness and income protection still match salary, mortgage and dependants — without pressure to buy.

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Quiet street architecture suggesting a measured English town setting

Advice grounded in UK rules, not generic slogans

We work with State Pension forecasts, annual ISA allowances, defined contribution drawdown and inheritance tax thresholds as they stand — and we say when a solicitor or accountant should join the conversation.

How an engagement runs

“The cashflow meeting took longer than I expected, which was fine — they would not skip the mortgage overhang just to reach a neat chart.”

Helen M., retirement income planning client, Gloucestershire

Client evidence

Stories from real planning work

Reviews on this site describe specific consultations — pension timing, portfolio costs, protection gaps — not anonymous star ratings.

Read client stories

Next step

Tell us what decision is on the table

Share a short note about pensions, investments or family planning. We reply within two working days with whether a consultation fits — and a fee outline before anything further.

Contact Wrenfield