Drawing a pension while still earning: what UK rules allow
Many clients ask whether they can take income from a defined contribution pot before fully stopping work. Here is how the current UK framework typically applies.
Read guideJournal
Guides from the practice
Short articles on pensions, allowances and planning conversations — written for people who already manage a household budget, not for product marketing lists.
ISA wrappers after a house move: keeping allowances tidy
Moving county or consolidating accounts can leave ISA subscriptions scattered. A calm annual tidy-up protects unused allowance and avoids accidental breaches.
Read guide
How we prepare a cashflow model for a High Cormier client
A walk-through of the numbers we gather, the assumptions we state openly, and the questions a model is meant to answer — not a crystal ball.
Read guide
Questions to ask before transferring a final salary pension
Defined benefit transfers remain heavily scrutinised. These questions help you decide whether a conversation with an adviser is even warranted.
Read guide
Talking about money with adult children without a lecture
Inheritance conversations stall when they feel like sermons. A practical agenda keeps everyone focused on facts rather than feelings alone.
Read guide