Engagement approach
From first call to written recommendations
UK financial advice works best when both sides know the sequence. This page shows how Wrenfield structures consultations — especially Comprehensive Financial Planning.
-
Introductory call
Twenty to thirty minutes by phone or video. We confirm whether your question sits inside our remit, outline a likely fee range, and send a document checklist if you wish to continue.
-
Discovery meeting
In High Cormier or online. We walk through income, spending, pensions, ISAs, debts and protection. You leave with a note of anything still missing — not a product pitch.
-
Analysis
We build cashflow scenarios, compare pension options and check protection gaps. Assumptions are listed so you can challenge growth rates or retirement ages before the recommendation meeting.
-
Recommendation meeting & report
Findings are presented verbally and in writing. You receive prioritised actions, what we deliberately left alone, and when a solicitor or accountant should be involved.
-
Ninety-day check-in
For comprehensive planning clients, we schedule a short follow-up to see which actions landed and whether markets or life events changed the sequence.
What we ask you to prepare
- Recent pension statements and State Pension forecast
- ISA and other investment valuations
- Three months of bank summaries if cashflow is in scope
- Existing life, critical illness or income protection schedules
Missing a document rarely stops the first meeting; it may delay the written plan by a week.
Ready to begin?
Browse consultations or send a short enquiry. We will confirm fit and fees before any paid work starts.