Rates
How we charge for advice
Fees are for advice time and written recommendations — not for moving money. Exact figures are confirmed after an introductory call once we understand documents and complexity.
Comprehensive Financial Planning
From £1,850
Fixed engagement fee covering discovery meetings, cashflow modelling, written recommendations and a ninety-day follow-up. Higher where multiple schemes, trusts or overseas assets need coordinating.
Retirement Income Planning
From £1,200
Focused review of drawdown sequencing, State Pension timing and existing pots. Suitable when the main question is income sustainability rather than a full household plan.
Investment Portfolio Review
From £950
One-off review of ISA, GIA and pension holdings for costs, risk match and concentration. Does not include ongoing discretionary management.
Protection Planning Review
From £450
Gap analysis across life cover, critical illness and income protection against salary, mortgage and dependants. Product applications, if any, are separate and optional.
Inheritance & Estate Planning Advice
Quote after scoping
Depends on asset mix, previous gifts and whether a solicitor is already instructed. We provide a written fee quote before starting analysis.
What influences the fee
- Number of pension schemes and investment accounts to verify
- Whether cashflow modelling needs multiple retirement ages or gift scenarios
- Defined benefit transfer enquiries (often require specialist referral)
- Meeting preference — High Cormier office versus extended video sessions
Payment
An invoice is issued at the recommendation meeting for fixed-fee work. Deposits may apply for larger inheritance projects once scope is agreed. We do not take payment for investments through this website.