Consultation

Comprehensive Financial Planning

A structured review of income, spending, pensions, investments and protection, followed by a written plan you can act on over the next twelve months.

Fixed engagement fee from £1,850, confirmed after the introductory call once scope is clear.

Enquire about this consultation

Adviser and client reviewing financial documents at a desk

Who it is for

Individuals and couples in England who want a joined-up view of pensions, cashflow and longer-term goals before making larger decisions.

What you leave with

A clear written plan covering cashflow, retirement income projections, investment allocation guidance and protection gaps, with a prioritised action list.

Included

  • Two discovery meetings (in person at High Cormier or by video)
  • Full fact-find across income, expenditure, pensions, ISAs, other investments and debts
  • Cashflow model for the next ten to twenty years
  • Written recommendations with rationale in plain English
  • One follow-up review meeting within ninety days

Not included

  • Discretionary fund management or ongoing portfolio dealing
  • Tax return preparation or accountancy filing
  • Legal drafting of wills or trusts
  • Mortgage broking or regulated lending advice

Who delivers the work

A Wrenfield adviser regulated for advising on investments and pensions, supported by a planning associate for document gathering.

How the engagement runs

  1. Introductory call to confirm suitability and fee basis
  2. Document checklist and discovery meeting
  3. Analysis and draft plan preparation
  4. Recommendation meeting and written report
  5. Ninety-day check-in on actions taken
Duration: Typically four to six weeks from the first discovery meeting to the written plan.
Where we meet: Meetings at our High Cormier office or by video across the United Kingdom.
Preparation: Gather recent pension statements, ISA valuations, bank summaries for three months, and any existing protection policies.
Constraints: We advise on UK-regulated products and circumstances. Complex overseas assets may need referral to a specialist.
Fees: Fixed engagement fee from £1,850, confirmed after the introductory call once scope is clear.

Next step

Request an introductory call via the contact form, noting Comprehensive Financial Planning as the consultation type.

Request an introductory call